FinAGG is an invoice based financing solution for MSMEs in India. Our Quick Cash Flow product promotes MSME business growth while holding stocks in ample, also widely known as Stock Now Pay Later solution for MSMEs in India.


  • Partner with anchor brands and acquire SMEs
  • through them Improves top line and reduces DSOs for Enterprises
  • Introduces Liquidity

Tech Ecosystem

  • Based on India Stack and advanced API
  • Integration with digital Infrastructure
  • ISO and VAPT compliant

Financial Ecosystem

  • Seamless Loan Origination, Disbursement, Management & Collection
  • Tailor made Tech solutions

Forward Supply chain

  • Digital Credit Line for dealers, distributors and retailers
  • Sell & repay digitally within 15-60 days
  • Unlocks growth for MSMEs


B.A Prabhakar

Independent Director & Advisor

Charted Accountant having vast experience of 31 years, Retired as CMD & Chairman Andhra Bank

Yudhvir S Jain

Compliance and Policies

45 years experience across BFSI industry, ex-CGM at Corporation Bank

Amit Ratanpal

Banking Relations and Credit Advisor

25 years experience across BFSI industry, ex-ICICI PE Head

Nipun Kohli

CEO, Product and Business Development

25 years experience across Supply Chain Finance and Channel Financing industry ex-PV (sold to C2FO), iSpirt Consultant

Srinivasan Ramki


25 years experience across Tech and Supply Chain Finance industry, ex-Priority Vendor, Infosys

Ashma Kohli

Head of Business Operations and Credit Collections

10 years experience across BFSI industry, ex- Yes Bank, ICICI Bank


Tata Capital

Tata Capital has consistently been a reliable lender within the FinAGG ecosystem.

The shared values and objectives between FinAGG and Tata Capital create a natural partnership. Tata Capital's involvement will bring the esteemed Tata DNA into FinAGG, elevating our collaboration to a higher level of synergy and innovation. This partnership will undoubtedly help strengthen our existing partnership with Tata Capital.


In 1990, the Government of India established SIDBI with the objective of functioning as the principal financial

institution responsible for promoting, financing, and developing the MSME sector while also coordinating the operations of other institutions engaged in similar activities. In this regard, connecting with SIDBI will allow FinAGG to access affordable capital and enable it to have a more extensive network with the Government of India, thereby facilitating better comprehension of regulatory compliance requirements.

Prime Venture Partners

Prime Venture Partners is an early-stage VC fund led by Sanjay Swamy, Shripati Acharya & Amit Somani. Prime is often the first institutional investor in category-defining tech-startups.

They started in 2012 with the objective of bringing Silicon Valley style professionalism to venture investing and building world class companies out of India. It was originally called AngelPrime and renamed to Prime Venture Partners in 2015. Our partnership with Prime extends beyond financial backing, as they have played a pivotal role in shaping our growth and public relations strategy from the very beginning. They're the dream team we never knew we needed!


BlueOrchard is a leading global impact investment manager and member of the Schroders Group.

As a pioneering impact investor, the firm is dedicated to generating lasting positive impact for communities and the environment, while aiming at providing attractive returns to investors. Their mission resonates with FinAGG, which is dedicated to providing growth capital and inventory insurance to underprivileged retailers. By partnering with Blue Orchard, we aim to leverage their expertise to achieve our shared vision.

BLinC Invest

BLinC Invest is an India-based venture capital fund committed to funding EdTech and Fintech start-ups focused on building a better tomorrow by harnessing the power of technology to build and strengthen products and services catering to the global education and finance sectors.

Their Managing Director, Amit Ratanpal, sums it up nicely, "Finagg's strong growth since inception is a testament to its strong pedigree. Its unique technology-driven product offering has transformed the MSME lending landscape in India by catering to the enterprises forming the backbone of the economy".